Name: Nichole Frichtel, Agent

Chapter: Troy

Business: Flat Branch Home Loans

I wish to be a member of LBB because:

I am excited to be a part of such an empowering and supportive community of successful women! I look forward to growing the Troy Chapter to include the many influential women in our area.


With over 20 years in the mortgage industry as a processor and underwriter, Nichole has a plethora of knowledge regarding Conventional, FHA, VA and USDA financing and the corresponding guidelines associated with each product. Her goal is to educate her clients on the best program for their needs. Nichole works to present several options so that her clients can make a fully informed decision on their mortgage financing.

Nichole works diligently with each client to clearly communicate and guide them seamlessly through the mortgage financing process. Having been in the industry for many years, she has a full understanding of the situations that can arise and knows the steps to guide her clients through to a successful closing. Having been raised in St. Charles County, living in Lincoln County, and working in Lincoln, St. Charles and St. Louis County, Nichole has a vast understanding of how diverse our area is and how each locale has different driving factors regarding real estate and the transactions best suited for each.

Nichole has been happily married for over twelve years and is the proud mother of a handsome boy, Wyatt and a darling diva, Lillian. Both of whom she lovingly refers to as her “Little Natives.” She enjoys many different forms of service to her community, ranging from her service on many levels with her parish, Sacred Heart of Troy, to sitting on the Board with the Troy Area Chamber of Commerce. She has a strong belief in supporting her local community and helping her community grow and thrive.

Nichole would love the opportunity to work with you to secure the perfect mortgage loan program for your specific needs and will work diligently to guide you through the process. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Nichole to better serve clients and help to make the process as smooth as possible. Nichole looks forward to giving each and every one of her clients the best experience in the purchase of their new home. Please reach out to her today!




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